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Pennylane Financial Services is building the regulated payment and financing infrastructure behind the next generation of Pennylane products. It combines the energy of a new venture with Pennylane’s established platform, scale, and customer ecosystem.
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Building secure, reliable, and intuitive financial services for SMEs requires close collaboration across a wide range of disciplines.
Product managers, engineers, architects, and data specialists design the infrastructure and customer journeys behind accounts, payments, and financing.
Key challenges: payment infrastructure, integrations, transaction reliability, scalability, data quality, and user experience.
Operations teams make our products dependable every day by managing onboarding, payments, incidents, controls, and service quality.
Key challenges: scaling and automating processes, defining service levels, and resolving exceptions without compromising the customer experience.
These teams protect customers and the company by building the control framework required in a regulated environment. Their work includes KYC and KYB, anti-money laundering, transaction monitoring, fraud prevention, regulatory compliance, risk management, permanent controls, and regulatory reporting.
Legal specialists turn regulation into a practical governance and operating model. They support licensing, product development, contracts, outsourcing, customer migration, and relationships with the ACPR.
Finance teams ensure that the entity operates sustainably and meets its financial and regulatory obligations.
Key challenges: capital and liquidity management, treasury, safeguarding, financial planning, regulatory reporting, and audit readiness.
Security and data specialists protect sensitive financial information and ensure that our systems are traceable, resilient, and reliable.
Key challenges: cybersecurity, access control, data governance, incident response, business continuity, auditability, and third-party risk.